Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness.

Backward-budgeting means writing it all down in stark black and white. In this particular month, my household income was X and all my expenses added up to X. If you spent more than you made and had to tap credit or savings, you will have to make more money if you can or cut extra expenses if you can to make up for it the next month.
Beware Advice From Rich People
176
5
Michelle Teheux
Voice of Reason
·Follow
Apr 26, 2022
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Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
—Mr. Micawber in David Copperfield, by Charles Dickens
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Written by Voice of Reason349 Followers
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